I have been out for nearly the past month on medical leave. Why you ask? Emotional meltdown. OK, I did not exactly crack up and lose my basket…but I came pretty damn close. The month of March was not good at all, everything that could go wrong did. Work(people getting promoted left and right); management getting on my last nerves(I could never get anything right, which partially explains why I was late for work on some days), my car kept breaking down with one major expense after the other; first the timing belt, then the alternator and that belt; there went all of my tax refund check… 700 something dollars and some change for those repairs…all of that and my mother whining about never having any money(give me a f*****g break here)and having to go to do this and that(no one else could do this, and since I am the “single”one, I should have plenty of free time as well as money…to give her).
My health started going into freefall in a not so good way. Digestive issues, money issues, found out that my horn stopped working on my car; cost to fix around $300 as they have to go into the electrical system. That same day when going downhill my front end started shaking very radically along with the steering wheel; need to check if tires or breaks are bad; cost for that; $65 – $70.
And with all of that, my check was short as my medications needed filling cost of those at $100 for 4 scrips 90day supply.
That left me with no money to make my car payment; if you call what I was driving that. What’s a girl to do, you ask? You call and try to work out an arrangement of sorts with the lender(it was early and the payment was not due for 10 days). I called and spoke with a customer service advocate (fancy title, huh)for over an hour on a Saturday morning, where my monthly payment to be split into 4 payments to be carried to the end of the note, when I would then make my last payment in December instead of November. That gave me much needed breathing room to handle my other matters and to get back on track.
Or so I thought. About 2 weeks later I get a call from the lender asking me when can we expect to receive a payment as you are now 5 days late; I informed The Advocate that I had already made payment arrangements and explained that the payment was going to be taking off and added to the end of the note where my final payment would be made in December as instead of November I politely gave her the name of the individual I spoke with when I spoke with them and the time I spoke with her. She checked the information in their system and acknowledge that that information was there however, she stated that it was too long of a wait and it was not fair to the other customers and I needed to find a way to come up with that money to make my payment to avoid paying late fees.
I practically became unglued at that moment. I explained to her again that these arrangements were made the Saturday two weeks before the actual due date they were agreed upon and I expected to have them do the same and honor the agreement as well. The advocate was not having it. She went on and stated that that representative had no business making that type of arrangement as it was too long of a time to make a payment and she mentioned that she was going to send an email to this representative and let her know that.
My blood was really boiling and my nerves were shot as my blood pressure went straight up through the ceiling. I mention to her about sending an email to the other representative that I made the payment arrangement with was she going to tell her that that the payment arrangement made was null and void and I had better find a way to come up with the money? I told her I felt like I was being thrown in front of a train to be run over.
She proceeded to say that no one was throwing me under the bus, and I replied,”Not yet you’re not”. I then went on to say when one strikes a deal with another is expected to keep that agreement since
it was made in good faith. If not, that to me shows they no “cred”
whatsover, because once the fog clears, all you have is your word, and if you ruin that… I hope you get the idea.
Having a word apparently did not mean s*** to them because they kept calling constantly for a period of three weeks right up to the day after Easter, and by that point my blood pressure was totally shot I felt my stomach is absolutely swell up with
stress and it was just eating me alive. I felt my sugars even doing the dance of death in my head. I was ravaged and f****** wreck and one wrong move would have definitely sent me off the deep end. So what the f*** a girl supposed to do here?
You go to the doctor, that’s what you do. After running a series of tests taking my blood work and all the other vitals my doctor explained to me that I was probably inches away from getting my butt fired because the stress was unbearable and it showed in my tone of voice, which range from sheer anger to major tears. I was absolutely hot and my blood pressure and my sugars were off the damn charts. She also mention that if I kept going at this pace I would find myself in a padded room at the state hospital and to “stop the bleeding” I was going to have to let some stuff go even if it meant my credit remaining in the toilet to have some type of order return in my life.
I had a Kodak moment when I saw my future staring at me, and I most definitely did not like what I saw staring back at me…
All I know is that I am sick and f****** tired of living my life this way… But I really don’t know what else I can do because I have seem to run out of options.
My doctor decided that it was best for me to take a medical leave of absence effective April 4th because if I didn’t the end result would not be pretty. And I have to agree with her on that one so this time I’m going to use to kind of sort out things or what I want what I need to do in my world and try to apply it to the real world.
I am sick and tired of this and I need to find an end to this.
So how did it all turn out? Well, I kept up my part of the bargain with the car…they’ll get over it.
As for the rest of the story, as the late Paul Harvey would say…
…I can’t give everything away…you’ll.just have to stay tuned.